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Advanced Staking
The primary recommendation for the highest APR rate is to do ladder staking. Instead of having one large stake for 5 years, you may consider splitting it into 5 smaller stakes locked up for 1-2-3-4-5 years.
For example, let's say I have 1,000,000 CERBY, and I want to stake it for 5 years. Because I don't want to scrape my interest, which will reduce my APR to the minimal 10%, it is better to create the following stake ladder:
  1. 1.
    200,000 CERBY will be staked for 365 days (1 year)
  2. 2.
    200,000 CERBY will be staked for 730 days (2 years)
  3. 3.
    200,000 CERBY will be staked for 1095 days (3 years)
  4. 4.
    200,000 CERBY will be staked for 1460 days (4 years)
  5. 5.
    200,000 CERBY will be staked for 1825 days (5 years)
Such staking distribution over time allows me to be more flexible. After the first year, I will be getting back 200,000 CERBY (principal) + 20,000 CERBY (interest). I could sell only the interest and re-stake the principal for 5 years, or if I need the money, I could sell both the principal and interest.

Monthly stakes for 1 Year

A more advanced example is to stake every month. For example, I have 1,200,000 CERBY, and I want to stake it for 1 year. I would create the following stake ladder:
  1. 1.
    100,000 Cerby will be staked for 30 days (1 month)
  2. 2.
    100,000 Cerby will be staked for 60 days (2 months)
  3. 3.
    ...
  4. 4.
    100,000 Cerby will be staked for 330 days (11 months)
  5. 5.
    100,000 Cerby will be staked for 360 days (12 months)
This allows you to have a so-called 'crypto salary' or 'crypto dividends.' Every month you keep the interest and re-stake your principal for 12 months.

Monthly stakes for 10 Years

In my opinion, this is the best staking ladder and how I will be staking my CERBY. Let's say I have 1,200,000 CERBY. I split it into 120 stakes of 10,000 CERBY each:
  1. 1.
    10,000 Cerby will be staked for 30 days (1 month)
  2. 2.
    10,000 Cerby will be staked for 60 days (1 month)
  3. 3.
    ...
  4. 4.
    10,000 Cerby will be staked for 3570 days (119 months or 9 years 11 months)
  5. 5.
    10,000 Cerby will be staked for 3600 days (120 months or 10 years)
Each month when my stake ends, I will use the interest for my life needs and re-stake the principal for 10 years. This creates dividends for the rest of my life and feeds my family during bad times.